The general acceptance here is that each underwritten policy and exhibit has a period of 12 months, and each policy incepts at the middle of the month in which it is concluded. The fundamental point on which net risk premium is based is the calculation of damage costs of these groups. It is necessary to sell a goods with a price which is above its cost in order to yield a profit. Ben "kamu yatirimini" kamu harcamasi olarak algiladigim icin sormustum, ama o zaman duzelterek soyle soruyim. The real degree of damage remains unknown until an insurance expert prepares a report, and submit the same to the insurance company.
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