what is policy effective date

If you have permanent life insurance, your insurance lasts your lifetime. While holding so, the Court rejected the view taken by the Consumer forums that the date of issuance of the initial deposit receipt of premium is the date of commencement of the Policy. Your effective date may be set for the day payment is received or at a later date. It also must include the policy's effective date and a description of any changes since then. Translations Click on the arrows to change the translation direction. Add to word list Add to word list. You could cancel your current policy and wait for that insurer to send you a refund for the remaining premium, but that ties up your money for some time and can be a headache.

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